We act for both lenders and borrowers on real estate finance transactions, from loan origination to enforcement. This enables our finance practice to see both sides of the lender/ borrower relationship on institutional and unconventional transactions.

We are able to draw on extensive in-house experience in European “Bad Banks”, giving direct insight into the decision making process which precedes enforcement of loans in default.  Our in-house experience also enables us to appreciate the pressures on banks in the lending process, particularly in this heightened regulatory era.  For borrowers, we advise on the full life cycle of the borrowing process, including setting up the most tax efficient funds and providing support at exit.

Bristows’ real estate finance practice has experience of the full lifespan of the lending process, from setting up new funds and SPVs, to negotiating loan facilities and security documents, and advising on enforcement action against defaulting borrowers.

We have a wide network of offshore lawyers with whom we work closely when a party is located in another jurisdiction.

Key contact

Teresa Edmund

Contact

Experience

As part of Santander’s panel we have acted on loans secured on in excess of £100m of real estate assets.

Advising a Spanish borrower on the English law aspects of a development loan facility.

Acting for a UK pension fund providing mezzanine development finance to complete a mixed use commercial/ residential development in Cambridge.

On the Borrower side, acting for a Royal Charter Body securing finance to extend its long lease of a trophy building in St James;

Advising a Guernsey LP securing development finance to build a Morrisons filling station in North London.

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What others say

“Bristows offers exceptional advice and provides the advice in a way that is easily understood by their clients. They are pragmatic and take an approach that satisfies their clients as well as enabling a transaction to run smoothly in order to achieve the desired outcome.”

Legal 500 2020

“Bristows has a very commercial real estate team who are instrumental in advising clients on real estate legal negotiations. The team has a diverse set of experience and is rapidly building up its profile as real estate lawyers, especially in the London market.”

Legal 500 2020

“Availability and quality of technical knowledge and sector insight. Effective and balanced recommendations that aligned with business needs.”

Legal 500 2020

“‘Extremely accessible and easy to work with. This varies greatly with other law firms who a difficult to relate to and do not solve tasks in a way that individuals who do not work in law can understand and contribute to.”

Legal 500 2020

“They are professional and knowledgeable while being approachable.”

Legal 500 2020

Recent rankings and awards

Real Estate: Commercial property - General / Investment 
Legal 500 2017