Skip to content

We act for both lenders and borrowers on real estate finance transactions, from loan origination to enforcement. This enables our finance practice to see both sides of the lender/ borrower relationship on institutional and unconventional transactions.

We are able to draw on extensive in-house experience in European “Bad Banks”, giving direct insight into the decision making process which precedes enforcement of loans in default.  Our in-house experience also enables us to appreciate the pressures on banks in the lending process, particularly in this heightened regulatory era.  For borrowers, we advise on the full life cycle of the borrowing process, including setting up the most tax efficient funds and providing support at exit.

Bristows’ real estate finance practice has experience of the full lifespan of the lending process, from setting up new funds and SPVs, to negotiating loan facilities and security documents, and advising on enforcement action against defaulting borrowers.

We have a wide network of offshore lawyers with whom we work closely when a party is located in another jurisdiction.

Key contact

Teresa Edmund

Contact

Experience

As part of Santander’s panel we have acted on loans secured on in excess of £100m of real estate assets.

Advising a Spanish borrower on the English law aspects of a development loan facility.

Acting for a UK pension fund providing mezzanine development finance to complete a mixed use commercial/ residential development in Cambridge.

On the Borrower side, acting for a Royal Charter Body securing finance to extend its long lease of a trophy building in St James;

Advising a Guernsey LP securing development finance to build a Morrisons filling station in North London.

Latest articles

What others say

“Bristows’ senior partners are highly knowledgeable, tenacious and experienced. The team is always highly responsive.”

Chambers & Partners 2025

“The Bristows team is always up to date with market trends and legal updates.”

Chambers & Partners 2025

“Excellent commercial lease support, advice and assistance from a highly knowledgeable team. Overall good experience with the solicitors instructed.”

Legal 500 2025

“The quality of service, professionalism and general likeability of the whole team are notable.”

Legal 500 2025

“Bristows is commercial, proactive and well organised. I would not hesitate to recommend them.”

Legal 500 2025

Recent rankings and awards

Commercial property - corporate occupiers - Tier 2

Commercial Contracts - Tier 3