We act for both lenders and borrowers on real estate finance transactions, from loan origination to enforcement. This enables our finance practice to see both sides of the lender/ borrower relationship on institutional and unconventional transactions.

We are able to draw on extensive in-house experience in European “Bad Banks”, giving direct insight into the decision making process which precedes enforcement of loans in default.  Our in-house experience also enables us to appreciate the pressures on banks in the lending process, particularly in this heightened regulatory era.  For borrowers, we advise on the full life cycle of the borrowing process, including setting up the most tax efficient funds and providing support at exit.

Bristows’ real estate finance practice has experience of the full lifespan of the lending process, from setting up new funds and SPVs, to negotiating loan facilities and security documents, and advising on enforcement action against defaulting borrowers.

We have a wide network of offshore lawyers with whom we work closely when a party is located in another jurisdiction.

Key contact

Teresa Edmund

Contact

Experience

As part of Santander’s panel we have acted on loans secured on in excess of £100m of real estate assets.

Advising a Spanish borrower on the English law aspects of a development loan facility.

Acting for a UK pension fund providing mezzanine development finance to complete a mixed use commercial/ residential development in Cambridge.

On the Borrower side, acting for a Royal Charter Body securing finance to extend its long lease of a trophy building in St James;

Advising a Guernsey LP securing development finance to build a Morrisons filling station in North London.

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What others say

“‘Very professional’ head of practice Teresa Edmund operates across a range of sectors including TMT, life sciences and garden-centre retail; in the latter area she advised Blue Diamond on the acquisition of the land and assets of Harlow Garden Centre. Edmund was also active for key client The Honourable Society of Lincoln’s Inn, which she advised on the re-development and pre-letting of 11 Stone Buildings to Edwin Coe LLP.”

Legal 500 2017

“Bristows LLP provides ‘consistently high-quality service’ and ‘works hard to understand its client’s objectives’”.

Legal 500 2019/2018

Recent rankings and awards

Real Estate: Commercial property - General / Investment 
Legal 500 2017

Real Estate: Lower Mid-Market (London) - Noted Firm
Chambers and Partners 2015