We act for both lenders and borrowers on real estate finance transactions, from loan origination to enforcement. This enables our finance practice to see both sides of the lender/ borrower relationship on institutional and unconventional transactions.

We are able to draw on extensive in-house experience in European “Bad Banks”, giving direct insight into the decision making process which precedes enforcement of loans in default.  Our in-house experience also enables us to appreciate the pressures on banks in the lending process, particularly in this heightened regulatory era.  For borrowers, we advise on the full life cycle of the borrowing process, including setting up the most tax efficient funds and providing support at exit.

Bristows’ real estate finance practice has experience of the full lifespan of the lending process, from setting up new funds and SPVs, to negotiating loan facilities and security documents, and advising on enforcement action against defaulting borrowers.

We have a wide network of offshore lawyers with whom we work closely when a party is located in another jurisdiction.

Key contact

Teresa Edmund

Contact

Experience

As part of Santander’s panel we have acted on loans secured on in excess of £100m of real estate assets.

Advising a Spanish borrower on the English law aspects of a development loan facility.

Acting for a UK pension fund providing mezzanine development finance to complete a mixed use commercial/ residential development in Cambridge.

On the Borrower side, acting for a Royal Charter Body securing finance to extend its long lease of a trophy building in St James;

Advising a Guernsey LP securing development finance to build a Morrisons filling station in North London.

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What others say

“We used Bristows to support us in our first major office move with a priority emphasis on speed of completion. They provided excellent support in terms of quality of expertise and guidance; patience with us a very inexperienced client; support and proactive communications throughout the process; a great ability to expedite the process and achieve our very aggressive deadlines.”

Legal 500 2021

“An instinctive knowledge of the law but applied in a commercial manner and providing clients with genuine and practical advice.”

Legal 500 2021

“They have a vast understanding of all sectors within the real estate industry and act for both landlord and tenants, giving them a holistic perspective.”

Legal 500 2021

“They are very commercial, take a view on best negotiation strategy for clients and are very easy to deal with.”

Legal 500 2021

“Bristows has a relatively small real estate team but they are easily my go-to people within the industry.”

Legal 500 2021

Recent rankings and awards

Real Estate: Commercial property - General / Investment 
Legal 500 2017